
| Nationwide Financial Services |
| Guidelines for Manufactured Home Financing Financing a manufactured home is quite similar to purchasing a single-family home. The guidelines that control an approval --- credit worthiness, income, employment history, debt-to-income ratio and assets --- affect interest rates and down payment requirements. The year of the manufactured home and its value is quite an important determining factor. Homes situated in lease-lot communities will qualify for cash out refinance, as long as the home is new enough to have equity or the mortgage balance being refinanced is low enough to have equity for older homes. New and used manufactured home purchases can be approached differently. We make purchase financing for new home from a dealership available, and the home can be placed in any location of your choosing. Plus all costs associated with the loan are detailed for you in a completely up front manner, so there are no surprises. It is NOT recommended to finance your new manufactured home through the dealership, as often "mysterious junk fees" are included in the loan, and these fees can add up to thousands of dollars. Our new home loan programs are the most competitive in the industry, and can offer you many options relative to interest rate and loan term. Obviously the higher the credit score, low debt-to-income and a minimum 5% down payment will ensure most borrower's realizing the dream of home ownership. When searching for a used home in a land-lease community, a realtor is often your best resource for getting the best deal. He or she can show you numerous homes in desirable communities that fit your lifestyle and budget. All we need is a purchase contract and verification of the source of down payment funds to get started. Should you begin your financing search with us? ABSOLUTELY! Why? Manufactured home financing and refinancing have been our specialty for 20 years, and we've helped many thousands of satisfied customers. We'd like to count you as a satisfied customer as well. NO INITIAL CREDIT CHECK - NO SENSITIVE INFORMATION - FREE REQUEST |
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| Our polite, professional and efficient staff has decades of experience providing manufactured home financing and manufactured home refinancing loan options to many thousands of satisfied customers with superior service second to none. We are a direct source for manufactured home mortgage loans, manufactured home mortgage refinance, manufactured home mortgage rates and manufactured home equity manufactured home mortgage refinancing loan programs. We also specialize in options for mobile home refinancing, mobile home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide. Your request gains access to manufactured home purchase loans and manufactured home refinance loans at real savings. Once you've found or already own the perfect home, you need the perfect financing or refinancing. Let us find the best loan for you! Refinancing for Mobile Home, Refinancing a Modular Home, Refinance a Mobile Home Loan, Refinancing for Manufactured Homes Mobile Home Loans - Financing Loans - Mobile Home Loans - Refinancing Loans |
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| Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |
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